the andy burton team

Our Pledge:

Communicate.

Educate.

Close On Time.

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Our objective is to help you make the right decisions for your financial situation by educating and empowering you with information about your financing options. We recognize that the mortgage process can be stressful, so we make it a point to ensure you are comfortable with each step of the process. We will guide you through the mortgage process by asking important questions to understand your needs and help secure the right financing option for you.

Andy Burton

Mortgage Advisor

NMLS #285599

ABurton@WaterstoneMortgage.com

Office: 612.532.6456

Mobile: 715.760.0259

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Contact:

If you have any questions between pre-qualification and closing. Andy can help answer your questions at any point during the loan process.

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kathy huber

New Client Coordinator

NMLS #949863

KHuber@WaterstoneMortgage.com

612.562.6456

Kathy grew up in Inver Grove Heights, MN before venturing off to attend Jamestown College (now The University of Jamestown) in North Dakota. Anxious to return to Minnesota, she has since made her home in South St. Paul with her husband, daughter, and two cats. 

She has been a member of the Andy Burton Team since 2012 and truly enjoys working with all of their clients as they achieve their homeownership dreams. In her free time, Kathy enjoys being home with her family, reading a good book and attending roller derby events.

Contact:

If you are a new client looking to get pre-qualified or if you have general questions about our process. Kathy can answer questions regarding the process of purchasing or refinancing a home.

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kelly O’Neil

Loan Partner

NMLS #1183774

KOneil@WaterstoneMortgage.com

612.562.5456

Kelly has been in the mortgage industry for 8 years. She began her career with Wells Fargo, where she had the opportunity to work in several different departments including Corporate Relocation, Wholesale Lending and Centralized Retail. She worked her way from processing loans to become a Conventional Loan Underwriter. She is grateful to be working for Waterstone Mortgage on The Andy Burton Team, where she continues to learn different areas of mortgage lending.

Contact:

If you have any questions about your mortgage, documentation needed for your mortgage, and everything that follows the buying process. Kelly is here to help!

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cheryl Schmidt

Processor

CSchmidt@WaterstoneMortgage.com

651.707.1976

Originally from New Richmond, WI, Cheryl began working at the age of 15 in the restaurant industry. It was there that she learned the importance of customer service and she has carried that with her throughout her career. Cheryl began her career in the mortgage industry in 1989 while working at a small hometown bank. Her experience has proven to be a great asset to adapting in an ever-changing mortgage industry. 

In 1995, Cheryl and her husband bought their home in St. Mary’s Point, MN. They love living in the St. Croix Valley area and enjoy walking, biking and boating on the beautiful St. Croix River.

Contact:

If you have questions regarding documentation, underwriting, or are looking for an update on the status of your loan.

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